FINANCIAL AID OFFICE

The Financial Aid Office at Northeast Alabama Community College will continue to serve students directly on campus, by phone, and email. However, masks are required for entry, and please remember to practice social distancing while on campus.

Financial Aid documents can be emailed to finaid@nacc.edu. When emailing documents, please make sure to list your name and A# for identification purposes, but DO NOT list personal identifying information (SSN, etc). 

The objective of the Financial aid Office is to assist students who have financial need by providing an aid package that may include scholarships, grants, loans, and work on campus.

CONTACT INFORMATION
Location: Wallace Administration Building Room 101
Email: finaid@nacc.edu
Phone: (256) 638-4418 or (256) 228-6001
Fax: (256) 638-1139

Any prospective or enrolled student may apply for financial aid. A financial need is established when it is determined that the resources of the family (expected family contribution, the primary source of student finances) do not meet the cost of attending a particular college.

To be considered for most types of financial assistance, you must first complete the Free Application for Federal Student Aid (FAFSA) each year before the Fall Semester. Northeast Alabama Community College encourages students to apply as soon as possible after October 1 for the upcoming academic year, with July 15 as the priority deadline.(The academic year is fall-spring-summer, in that order.)

Lifetime Eligibility

Students have a lifetime eligibility limit of 12 full time semesters or equivalent to receive a Pell Grant. This lifetime eligibility limit applies no matter when a student received the first Pell award.

Summer Term

Pell Grants are available for all three terms in the academic year 2021-2022. If you are starting college in the summer, you must apply for summer Pell in the current year (2021-2022) in addition to applying for fall/spring Pell for the coming year (2022-2023).

Changed need during the year

If your financial needs change during the academic year after you apply, you may submit your new information for consideration; contact the Financial Aid Office to see how.

FINANCIAL AID PROGRAMS

FEDERAL PELL GRANT

The Pell Grant is an entitlement program which does not have to be repaid. Any funds remaining will be paid directly to the student by check or direct deposit from the Business Office within 14 calendar days after the disbursement date.

DIRECT LOAN PROGRAM
Go to Direct Student Loans

FEDERAL COLLEGE WORK-STUDY
Federal College Work-Study provides jobs on campus for students who need financial aid and who must earn a part of their education expenses. Students work up to 15 hours per week at the minimum wage rate and are paid as the end of each month. Limited positions are available each year.

FEDERAL SUPPLEMENTAL EDUCATIONAL OPPORTUNITY GRANT (FSEOG)
The Supplemental Educational Opportunity Grant may range from $100 to $1200 per academic year and does not have to be repaid. It is based on the lowed Expected Family Contribution (EFC).

ALABAMA STUDENT ASSISTANCE PROGRAM (ASAP)
The Alabama Student Assistance Program Grant may range from $300 to $1200 per academic year and is determined by the lowest Expected Family Contribution (EFC).

VETERAN’S EDUCATION BENEFITS
If you feel you are eligible for state or federal benefits based on your military service or that of a parent or spouse, please refer to the Veterans Benefits page or contact Jennifer Brown Ext. 2275 or Brenda Hernandez Ext. 2227.

Go to Veteran Benefits

WORKFORCE INVESTMENT OPPORTUNITY ACT (WIOA)
The U.S. Congress and President Obama passed the Workforce Investment Opportunity Act in 2015 to create a customer-focused approach to investing in workforce activities. To determine eligibility you need to visit your local Career Center: Fort Payne 256-844-4709, Scottsboro 256-574-4512, and Albertville 256-891-7722. If you have questions please contact Barbara Cook at cookb@nacc.edu, college phone Ext. 2344.

TRADE READJUSTMENT ACT (TRA)
The TRA program helps workers who have lost their jobs as a result of foreign trade. To determine eligibility you need to visit your local Career Center: Fort Payne 256-844-4709, Scottsboro 256-574-4512, and Albertville 256-891-7722. If you have questions please contact Barbara Cook at cookb@nacc.edu, college phone Ext. 2344.

INSTITUTIONAL & PRIVATE SCHOLARSHIPS
Go to Institutional and Private Scholarships

SIX STEPS TO APPLY FOR FINANCIAL AID

• Zoom Help sessions are available by appointment. Please email finaid@nacc.edu to schedule a time to assist you in applying. If possible, bring your 2019 tax return forms for the 2021-2022 academic year.
• Ask Financial Aid staff members any questions you have, either at the help sessions or by contacting them.

1. Apply to NACC
    -Go to Apply for Admissions

2. Apply for a FSA ID
    -Go to studentaid.gov
    (Student & Parent)
   - Does not change from year to year. If you already have one, you may skip this step.

3. Complete FAFSA: Free Application for Federal Student Aid
    -Go to studentaid.gov
    -Click “APPLY FOR AID” or “Login”   
    -NACC School Code 001031
    -Be sure to click on the IRS Data Retrieval Tool

Do you have a substantial decrease in family income from the tax information provided on your FAFSA? We may be able to adjust your income through a Professional Judgement to get you more Pell grant money. Contact the Financial Aid Office for more information.

Tip: Most FAFSA questions are answered in Help, a link near the top of the main FAFSA page.
   
4. The Department of Education will send you a SAR (Student Aid Report)
    -The SAR will indicate the approximate amount of student award according to the EFC
     (Expected Family Contribution) number.

5. For Direct Student Loan information
    -Visit studentaid.gov after filling out the FAFSA
    -Entrance Counseling and Master Promissory Note (MPN) must be completed
    -To accept a loan, you must accept on your MyNACC account.

6. NACC will send you a notification email with a link where you will complete your financial aid requirements.
    -Read the requirements for Standards of Progress (SAP)
    -Complete all unsatisfied requirements

Important note: If the EFC number has an *….then you have been chosen for “Verification.” This means that all of the FAFSA information must be verified. Using the IRS Data Retrieval Tool will be sufficient for this verification. If you cannot use the IRS Data Retrieval Tool, then you must get an IRS Tax Return Transcript here:
https://www.irs.gov/Individuals/Get-Transcript
 

Who is NOT eligible to use the IRS Data Retrieval Tool:

• The student/parent is married, and either the student/parent or his/her spouse filed as Married Filing Separately.
• The student/parent is married, and either the student/parent or his/her spouse filed as Head of Household.
• The parents’ marital status is “Unmarried and both parents living together.”
• The student/parent filed a Form 1040X amended tax return. Remember, the Form 1040X is used to correct your original tax return.
• The student/parent filed a Puerto Rican or foreign tax return.

                            Financial Aid Office - WA 101

Comments regarding Financial Aid should be addressed to Kip Williamson, Director of Financial Aid, williamsonkip@nacc.edu or college phone extension 2253.

Full policies of Northeast Alabama Community College are published in the Faculty and Staff Handbook (employment policies), or the Catalog (academic and student policies), or can be obtained from the Office of the President. While this website attempts to present information accurately, it does not constitute the complete statement of policies of Northeast Alabama Community College. Contents are subject to change without notice.