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NORTHEAST TO OFFER QUALIFIED STORM VICTIMS A 50% TUITION WAIVER

 

The Alabama State Board of Education has authorized Northeast Alabama Community College to assist students who were adversely affected by the storms of April 27, 2011. Northeast will provide a 50% tuition waiver for students to either enroll or re-enroll and who demonstrate a significant loss.

 

Dr. David Campbell, President of Northeast, stated, “We are happy to offer this waiver for those affected by the tornadoes that devastated so much of our area on April 27. We at Northeast realize the necessity of responding rapidly to assist students in our service area.” Dr. Campbell further stated, “We are well aware of the concern that some of our students who were victims of the storms have about completing programs of study and the very vital necessity of obtaining a two-year degree to be employable. This is one more way that Northeast can be responsive to the students and help with these concerns.”

 

To qualify for this 50% tuition waiver the following information should be provided:

1.   An application for the tuition waiver and an application to the college should be filed in the Dean of Student Services Office.

2.   Documentation of loss of employment due to the April 27 tornadoes should be provided.

3.   Documentation of loss of home due to the April 27 tornadoes should be provided.

Students who are receiving funding under Workforce Investment Act of 1998 (WIA) and/or federal workforce assistance programs or who receive substantial tuition assistance are ineligible for the program. Applications can be picked up in the office of Dean of Student Services, Tonie Niblett in SC 115A. Dean Niblett said, “We are glad to offer this assistance to our students who are not receiving any other substantial tuition assistance.” She further stated,” I would like for prospective recipients to feel free to come pick up an application for both the college and for this tuition waiver. We consider it our mission at Northeast to assist students in obtaining a two-year degree in any way that is within our power.”

 

For more information about this program, please contact the Office of the Dean of Student Services, Tonie Niblett at extension 325 or email niblettt@nacc.edu.

 

 

Domestic Violence Affects Us All

 

Ø Physical Abuse

Ø Emotional abuse

Ø Sexual Abuse

Ø Economic and Property Abuse

 

Ø Is Someone Hurting You?

 

Ø Is Someone Keeping You from Getting a Job?

 

Ø Will you be Safe If DHR Pursues Child Support? 

 

There is Help Available!!! 

 

You are not alone…For more information Contact:

 

Kelley’s Rainbow – A Safe Haven

A Home for you and your children

1-888-582-6883

256-891-0019

256-891-9864

 

Or

 

SAIL – Special Assessment Intervention Liaison

A partnership between Alabama Department of Human Resources

And

Alabama Coalition against Domestic Violence

Contac:  

Ann Bailey, SAIL Specialist

256-844-2740

256-891-9864

256-927-1472

 

 

 

College Age Students are the #1 Target for ID THEFT

What is ID Theft?   It is a criminal practice that involves the deliberate use of false or stolen information such as a person’s name, birth date, Social Security Number, address and bank account number to obtain merchandise or cash

It is true… According to a recent PBS report on identity theft, young adults like you are now the number one target of ID thieves.  Your age group is a target due to unblemished credit histories and the ease at which young adults give out personal information. 

Who are Identity Thieves?  It may surprise you to learn that over half (50.2%) of ID Theft cases involve family members – even your immediate family, neighbors, roommates and friends (people you know or those within close proximity to your personal information).  ID thieves can also be at the other end of the Internet or your telephone or lurking about looking for personal information in your mail or your garbage.

 

What can you do to prevent ID Theft?   

 

·          Keep track of your purse or wallet while in class, at the mall or even at home.

·          Avoid becoming a victim of a scam.  Call the Better Business Bureau to check on any suspicious calls, mail or emails before responding.

·          Register your phone number on the National Do Not Call List at www.donotcall.gov or     1-888-382-1222.

·          Remove your name from pre-approved credit card mailing lists by going to the website www.optoutprescreen.com or by calling 1-888-567-8688.  Receiving pre-approved credit card offers in the mail is one of the easiest ways to have your identity stolen by mail thieves.

·          Don’t carry your Social Security card in your wallet or have the number printed on your checks or driver’s license.

·          Don’t give out your computer or account passwords to anyone.

·          If you have a job, always sign up for direct payroll deposit.

·          Pay bills and monitor accounts privately online to eliminate paper trails.

·          Shred pre-approved credit cards and other documents you don’t need and store ones you do need to keep in a safe place.

·          Review your credit reports at each of the three major credit-reporting agencies annually free of charge only at www.annualcreditreport.com or by calling 1-877-322-8228.


 

What should you do if you are a victim of ID Theft?

·          Go to the website of the Better Business Bureau (www.bbb.org) or the Federal Trade Commission (www.ftc.gov) for step by step instructions you should take if you believe you are a victim.

·       Act immediately by calling one of the three major credit reporting agencies (Equifax, Experian or Trans Union), your bank, and affected credit card or loan companies.  Have them put a fraud alert on your accounts and credit reports. 

Equifax: 1-800-525-6285; www.equifax.com; P.O. Box 740241, Atlanta, GA 30374- 0241

Experian: 1-888-EXPERIAN (397-3742); www.experian.com; P.O. Box 9532, Allen, TX 75013

TransUnion: 1-800-680-7289; www.transunion.com; Fraud Victim Assist. Div., PO Box 6790, Fullerton, CA 92834


 

·          Report crime to police       

·          Change account passwords and user names

·          Keep a detailed log of everything you do to resolve the problem

·          Close affected accounts

·          Monitor credit reports

 

How identity thieves use your personal information:

 

·   They may call your credit card issuer to change the billing address on your credit card account and then run up charges on your account. Because your bills are being sent to a different address, it may be some time before you realize there's a problem.

·   They may open new credit card accounts in your name. When they use the credit cards and don't pay the bills, the delinquent accounts are reported on your credit report.

·   They may use your credit or debit card to order merchandise or make purchases in your name.

·   They may establish phone or wireless service in your name.

·   They may open a bank account in your name and write bad checks on that account.

·   They may file for bankruptcy under your name to avoid paying debts they've incurred under your name, or to avoid eviction.

·   They may buy a car by taking out an auto loan in your name.

·   They may get identification such as a driver's license issued with their picture, in your name.

·   They may give your name to the police during an arrest. If they don't show up for their court date, a warrant for arrest is issued in your name.


 

Scams Targeting College Students

College students are not only a target for ID Theft; they are also the target of scams.

Watch out for these popular scams:

·         Guarantees to get scholarships or financial aid- Reputable groups do not charge for information about scholarships.   School counselors, advisors and your local or campus library can assist you free of charge.

·         Pre-approved credit card offers- As you are probably already aware, credit card companies target college students with pre-approved credit card offers.  Not only are these offers a quick way to get in debt, they can also be misleading.  Some are not credit cards at all, but rather cards that can only be used to purchase items from a catalog or buying club.  Others come with hefty start up fees, so that your entire credit limit is charged up with fees when you get the card.  Always read the fine print and make sure you totally understand what the credit card involves before signing for one.  Don’t let the promise of a free gift lure you.  Consult your parents or a trusted adult.

·         Bogus weight loss products or easy health “cure alls”- Good health comes from cultivating a positive attitude, enjoying a variety of healthy foods, and staying fit and active.  Pass on offers for easy or rapid weight loss.  Many of these products or pills will cause health problems, not prevent them and several have been cited by the Federal Trade Commission for false advertising.

·         “Phishing” for your personal information– Your bank or credit card company will not contact you by email to warn you to verify your account information.  If you receive a phone call asking you to confirm account information, don’t give any personal information or account numbers without verifying the legitimacy of the call.   Hang up the phone or close the email and dial the number printed on the back of your credit or debit card to verify if the call or email is legitimate.

·         Buying A Used Car:  Check to see if the car is being sold with a warranty or if it being sold “as is.”  In either case, have a trusted mechanic thoroughly inspect the car before you sign an agreement to purchase it and understand that when you purchase a car “as is,” you are agreeing to buy it in its current condition.  If any promises for repairs are made, be sure they have been included in the contract before signing it.  Beware of any company that is not willing to let you have the car checked out with an independent mechanic before you are willing to agree to buy it.

·         Vacation offers– Scam artists target college students who may be looking for the “perfect” spring break or summer trip. Be careful of very low prices, the words “all inclusive” and promises of luxury cruises and accommodations.  Ask for a copy of the trip contract before signing or agreeing to pay,  and read all of the fine print.  The BBB frequently receives calls from frantic parents of college age students who arrive for a trip or cruise only to find there were hidden fees, a flight has been cancelled, or other problems have arisen and the travel company will not issue a refund.

·         Fraudulent or misleading job offers– Be careful when responding to offers of employment from companies with whom you have not applied.  Many students have been “solicited” by someone claiming that the student was recommended for a summer job by their school advisor, department head or dean.  These job offers generally come with promises of high wages, free training and travel, and easy work.  The BBB has found that many times students are left stranded in another state with no work, no income and no money to return home.  Also be wary of work from home, secret shopper, or money transferring jobs.  If you have to send money upfront or the wire transfer of money is involved in any way, thoroughly check out the company before agreeing to employment.

·         Sweepstakes, Foreign Lotteries, Nigerian Letters– Don’t respond to any email, telephone call or letter stating you have won a sweepstakes or lottery you didn’t enter, or a correspondence claiming you can get rich by helping some poor soul get money out of a foreign country (commonly called Nigerian letters since that is where the scam originated).  If you receive a check accompanied by a letter stating you won something and the check is for taxes or fees, throw it in the trash.  These are all scams, and anyway, it is illegal to participate in foreign lotteries and sweepstakes!

 

Remember… If it sounds too good to be true, it probably is!

 

  • Don’t be persuaded by high-pressure tactics or claims the offer is only good today.

 

Check out all offers or companies before doing business by contacting the BBB at (256) 533-1640, 800-239-1642 or online at www.northalabama.bbb.org.