NORTHEAST TO OFFER QUALIFIED STORM
VICTIMS A 50% TUITION WAIVER
The Alabama State Board of Education has authorized
Northeast Alabama Community College to assist students
who were adversely affected by the storms of April 27,
2011. Northeast will provide a 50% tuition waiver for
students to either enroll or re-enroll and who
demonstrate a significant loss.
Dr. David Campbell, President of Northeast, stated, “We
are happy to offer this waiver for those affected by the
tornadoes that devastated so much of our area on April
27. We at Northeast realize the necessity of responding
rapidly to assist students in our service area.” Dr.
Campbell further stated, “We are well aware of the
concern that some of our students who were victims of
the storms have about completing programs of study and
the very vital necessity of obtaining a two-year degree
to be employable. This is one more way that Northeast
can be responsive to the students and help with these
concerns.”
To qualify for this 50% tuition waiver the following
information should be provided:
1.
An application for the tuition waiver and an application
to the college should be filed in the Dean of Student
Services Office.
2.
Documentation of loss of employment due to the April 27
tornadoes should be provided.
3.
Documentation of loss of home due to the April 27
tornadoes should be provided.
Students who are receiving funding under Workforce
Investment Act of 1998 (WIA) and/or federal workforce
assistance programs or who receive substantial tuition
assistance are ineligible for the program. Applications
can be picked up in the office of Dean of Student
Services, Tonie Niblett in SC 115A. Dean Niblett said,
“We are glad to offer this assistance to our students
who are not receiving any other substantial tuition
assistance.” She further stated,” I would like for
prospective recipients to feel free to come pick up an
application for both the college and for this tuition
waiver. We consider it our mission at Northeast to
assist students in obtaining a two-year degree in any
way that is within our power.”
For more information about this program, please contact
the Office of the Dean of Student Services, Tonie
Niblett at extension 325 or email
niblettt@nacc.edu.
Domestic Violence Affects Us All
Ø
Physical Abuse
Ø
Emotional abuse
Ø
Sexual Abuse
Ø
Economic and Property Abuse
Ø
Is Someone Hurting You?
Ø
Is Someone Keeping You from Getting a Job?
Ø
Will you be Safe If DHR Pursues Child Support?
There is Help Available!!!
You are not alone…For more information Contact:
Kelley’s Rainbow
– A Safe Haven
A Home for you and your children
1-888-582-6883
256-891-0019
256-891-9864
Or
SAIL – Special Assessment Intervention Liaison
A partnership between Alabama Department of Human
Resources
And
Alabama Coalition against Domestic Violence
Contac:
Ann Bailey, SAIL Specialist
256-844-2740
256-891-9864
256-927-1472
College Age Students are the #1 Target for ID THEFT
What is ID Theft?
It is a criminal practice that involves the deliberate
use of false or stolen information such as a person’s
name, birth date, Social Security Number, address and
bank account number to obtain merchandise or cash
It
is true…
According to a recent PBS report on identity theft,
young adults like you are now the number one target of
ID thieves. Your age group is a target due to
unblemished credit histories and the ease at which young
adults give out personal information.
Who
are Identity Thieves?
It may surprise you to learn that over half (50.2%) of
ID Theft cases involve family members – even your
immediate family, neighbors, roommates and friends
(people you know or those within close proximity to your
personal information). ID thieves can also be at the
other end of the Internet or your telephone or lurking
about looking for personal information in your mail or
your garbage.
What can you do to prevent ID Theft?
·
Keep track of your purse or wallet while in class, at
the mall or even at home.
·
Avoid becoming a victim of a scam. Call the Better
Business Bureau to check on any suspicious
calls, mail or emails before responding.
·
Register your phone number on the National Do Not Call
List at
www.donotcall.gov or 1-888-382-1222.
·
Remove your name from pre-approved credit card mailing
lists by going to the website
www.optoutprescreen.com or by calling
1-888-567-8688. Receiving pre-approved credit card
offers in the mail is one of the easiest ways to have
your identity stolen by mail thieves.
·
Don’t carry your Social Security card in your wallet or
have the number printed on your checks or driver’s
license.
·
Don’t give out your computer or account passwords to
anyone.
·
If
you have a job, always sign up for direct payroll
deposit.
·
Pay
bills and monitor accounts privately online to eliminate
paper trails.
·
Shred
pre-approved credit cards and other documents you don’t
need and store ones you do need to keep in a safe place.
·
Review your credit reports at each of the three major
credit-reporting agencies annually free of charge
only at
www.annualcreditreport.com or by calling
1-877-322-8228.
What
should you do if you are a victim of ID Theft?
·
Go
to the website of the Better Business Bureau (www.bbb.org)
or the Federal Trade Commission (www.ftc.gov)
for step by step instructions you should take if you
believe you are a victim.
·
Act
immediately by calling one of the three major credit
reporting agencies (Equifax, Experian or Trans Union),
your bank, and affected credit card or loan companies.
Have them put a fraud alert on your accounts and credit
reports.
Equifax:
1-800-525-6285;
www.equifax.com; P.O. Box 740241, Atlanta, GA 30374-
0241
Experian:
1-888-EXPERIAN (397-3742);
www.experian.com; P.O. Box 9532, Allen, TX 75013
TransUnion:
1-800-680-7289;
www.transunion.com; Fraud Victim Assist. Div., PO
Box 6790, Fullerton, CA 92834
·
Report crime to police
·
Change account passwords and user names
·
Keep a detailed log of everything you do to resolve the
problem
·
Close affected accounts
·
Monitor credit reports

How identity thieves use your personal information:
·
They may call your credit card issuer to change the
billing address on your credit card account and then run
up charges on your account. Because your bills are being
sent to a different address, it may be some time before
you realize there's a problem.
·
They may open new credit card accounts in your name.
When they use the credit cards and don't pay the bills,
the delinquent accounts are reported on your credit
report.
·
They may use your credit or debit card to order
merchandise or make purchases in your name.
·
They may establish phone or wireless service in your
name.
·
They may open a bank account in your name and write bad
checks on that account.
·
They may file for bankruptcy under your name to avoid
paying debts they've incurred under your name, or to
avoid eviction.
·
They may buy a car by taking out an auto loan in your
name.
·
They may get identification such as a driver's license
issued with their picture, in your name.
·
They may give your name to the police during an arrest.
If they don't show up for their court date, a warrant
for arrest is issued in your name.
Scams
Targeting College Students
College students are not only a target for ID Theft; they
are also the target of scams.
Watch out for these popular scams:
·
Guarantees to get scholarships or financial aid-
Reputable groups do not
charge for information about scholarships. School
counselors, advisors and your local or campus library can
assist you free of charge.
·
Pre-approved
credit card offers-
As you are probably already aware, credit card companies
target college students with pre-approved credit card
offers. Not only are these offers a quick way to get in
debt, they can also be misleading. Some are not credit
cards at all, but rather cards that can only be used to
purchase items from a catalog or buying club. Others come
with hefty start up fees, so that your entire credit limit
is charged up with fees when you get the card. Always read
the fine print and make sure you totally understand what the
credit card involves before signing for one. Don’t let the
promise of a free gift lure you. Consult your parents or a
trusted adult.
·
Bogus
weight loss products or easy health “cure alls”-
Good health comes from cultivating a positive attitude,
enjoying a variety of healthy foods, and staying fit and
active. Pass on offers for easy or rapid weight loss. Many
of these products or pills will cause health problems, not
prevent them and several have been cited by the Federal
Trade Commission for false advertising.
·
“Phishing”
for your personal information–
Your bank or credit card company will not contact you
by email to warn you to verify your account information. If
you receive a phone call asking you to confirm account
information, don’t give any personal information or account
numbers without verifying the legitimacy of the call. Hang
up the phone or close the email and dial the number printed
on the back of your credit or debit card to verify if the
call or email is legitimate.
·
Buying A
Used Car:
Check to see if the car is being sold with a warranty or if
it being sold “as is.” In either case, have a trusted
mechanic thoroughly inspect the car before you sign an
agreement to purchase it and understand that when you
purchase a car “as is,” you are agreeing to buy it in its
current condition. If any promises for repairs are made, be
sure they have been included in the contract before signing
it. Beware of any company that is not willing to let you
have the car checked out with an independent mechanic before
you are willing to agree to buy it.
·
Vacation
offers– Scam artists target college students who may be looking for the
“perfect” spring break or summer trip. Be careful of very
low prices, the words “all inclusive” and promises of luxury
cruises and accommodations. Ask for a copy of the trip
contract before signing or agreeing to pay,
and read all of the fine
print. The BBB frequently receives calls from frantic
parents of college age students who arrive for a trip or
cruise only to find there were hidden fees, a flight has
been cancelled, or other problems have arisen and the travel
company will not issue a refund.
·
Fraudulent or misleading job offers–
Be careful when
responding to offers of employment from companies with whom
you have not applied. Many students have been “solicited”
by someone claiming that the student was recommended for a
summer job by their school advisor, department head or
dean. These job offers generally come with promises of high
wages, free training and travel, and easy work. The BBB has
found that many times students are left stranded in another
state with no work, no income and no money to return home.
Also be wary of work from home, secret shopper, or money
transferring jobs. If you have to send money upfront or the
wire transfer of money is involved in any way, thoroughly
check out the company before agreeing to employment.
·
Sweepstakes, Foreign Lotteries, Nigerian Letters–
Don’t respond to any
email, telephone call or letter stating you have won a
sweepstakes or lottery you didn’t enter, or a correspondence
claiming you can get rich by helping some poor soul get
money out of a foreign country (commonly called Nigerian
letters since that is where the scam originated). If you
receive a check accompanied by a letter stating you won
something and the check is for taxes or fees, throw it in
the trash. These are all scams, and anyway, it is
illegal to participate in foreign lotteries and sweepstakes!
Remember… If it sounds too good to be true, it probably is!
-
Don’t be persuaded
by high-pressure tactics or claims the offer is only
good today.
Check out all offers or companies before doing business by
contacting the BBB at (256) 533-1640, 800-239-1642 or online
at www.northalabama.bbb.org.